I am pleased to announced that I have published my third Credit Card Ultimate Showdown – The Best Top 10 Credit Cards in Malaysia 2014.
This time around, I have included two new categories in my evaluation.
In view that Maybank Treats Points now have validity period of 3 years like most banks, I have a new category for timeless evergreen reward points.
Another new category is for Enrich Miles where we get “FREE” Malaysia Airlines ticket (excluding surcharges and taxes) from our credit card usage.
Omitted from from this top 10 credit card review are Public Bank credit cards where the cash back starts at miserable 0.3% including their Platinum cards, Standard Chartered Banks credit card including their Visa Infinite where one needs ridiculous rewards points to perform a redemption.
The StanChart Visa Infinite have been stripped off it’s titled of Ultimate Airport Lounge Credit Card which I awarded to it couple years back because effective October 2013, it only grants you 2 FREE Entries to airport lounge worldwide. And couple with Standard Chartered Bank credit cards useless reward points, I have now classified SCB VI as one of the worst credit card in Malaysia together with OCBC Gold credit card which earns you miseralbe 0.2% cash back.
A total of 22 credit cards were evaluated and reviewed plus one special evaluation in the conclusion.
The credit cards review in this showdown to compare the benefits in coming up with my Top Ten list consists of Alliance Bank Platinum and Visa Infinite; Citibank Prestige MasterCard World, PremierMiles AMEX, Platinum and Cash Back Card; AmBank Visa Infinite and World MasterCard; CIMB Visa Signature, CIMB World MasterCard and Visa Infinite; Hong Leong Bank Visa Signature; HSBC Visa Signature; Maybankard 2 Cards and Visa Infinite; OCBC Titanium MasterCard; RHB Visa Signature; and versus UOB One Card, Platinum and Visa Infinite.
I know some of you guys have been waiting for this credit card ultimate showdown, so without further ado, please click on the link below to find out the BEST TOP TEN CREDIT CARDS in Malaysia 2014:
And once again, if you have yet to go get the Maybankard 2 Cards, which I keep repeating is the best credit card for local transactions, what are you waiting for? Use the Maybankard 2 AMEX at GIANT, TESCO, AEON, Parkson, Metro Jaya, Harvey Norman, Courts, MPH, Borders, Kinokuniya, Petronas and most other petrol stations, Telekom, TNB, Local Council Assessment, Hotels, Air Asia, Malayais Airlines, Tai Thong Group of restaurants, Sushi Zamai, Pasta Zamai, Rakuzen, Alexis, luxury brand outlets and many other outlets including UNIQLO. And if the AMEX is not welcomed, then your MBB 2 Visa or MC get to taste some actions