Another Dose of A Little Bit Of This and A Little Bit Of That

I just published another article with the title A Little Bit Of This and A Little Bit Of That. Actually this is the 4th article with the same title. And some of the subjects I touched on previously are once again visited.

This time around I simply called it Vol.1, Chapter IV.

As usual, I will be covering numerous subjects in my series of articles with the same title A Little Bit Of This and A Little Bit Of That. In this new article, you will learn some new stuff or maybe nothing at all.

So, for those of you who have the same intellectual level as me and more importantly a kiasu like me, please click here to read my article A Little Bit Of This and A Little Bit Of That Vol.1, Chapter IV.

This time around, the matters I touched on in this 4th chapter are:

1. Overseas Transactions Maybank 2 Cards Premier AMEX Reserve versus Maybank Visa Infinite.

2. The best Apple/Android Game – Brave Frontier.

3. Running Android Apps on PC and MAC.

4. Get a Saffiano Leather Handbag costing 1/3 of Prada’s price.

5. Maybank 2 Cards and Maybank 2 Cards Premier Supp Card approval time at The Gardens Mid Valley. And also Maybankard Centre The Gardens Contact number.

6. Hotel Booking with Agoda Wednesday Visa Credit Card Discount 2014.

Last but not least, the quickest way get Fresh Fund to be eligible for Fixed Deposit Promotion without even leaving the bank where you are witdrawing your matured FD. If you are into Fixed Deposit Promotions chasing after highest interest rates in town, this article is not to be missed.

Update 20 April 2014 -

Updated in A Little Bit Of This and A Little Bit Of That Vol.1, Chapter IV to include HSBC 20% Dining Promotion and Citibank RM150 Weekly Cash Back for Petrol, Groceries and Dining.

I have not been using my HSBC credit card as much as I would like because I hate their stupid non guaranteed limited time promotions where we have to register via SMS (HSBC always mislead their cardholders into thinking that they are card features). But to my surprise, HSBC credit cards are now entitled to 20% discount at Tai Thong restaurants from 1st April 2014 to 30 June 2014. Do visit HSBC website to see more of their credit cards dining promotion for 2014.

A member at LYN asked for my opinion of the Citibank RM150 weekly cash back promo for Petrol, Groceries and Dining which runs until June 2014. Click on the link above (or image below) to read what I had to say about this Citibank promo.

Highest Fixed Deposit Promotions Interest Rates April May and June 2014

I just updated my Fixed Deposit Page at my main blog. To find out which banks are offering highest and best interest rates for Fixed Deposit for April, May and June 2014, please click on the link below:

http://generationsxyz.blogspot.com/p/fixed-deposit.html


Check out OCBC 12 months and 18 months Straight Forward FD which do not require the stupid CASA thingy.

And don’t be mislead by Maybank claiming that their Step Up FD 12 month Promo is offering 3.88% effective interest rate.

Other Banks’ Fixed Deposit Promotions mentioned in my FD Page are from Affin Bank, AmBank Top Bundle, UOB Bank, Public Bank, Bank Rakyat and Hong Leong Bank.

And in my FD Page, I have tips as to how to maximize earning higher effective interest rates for FD promos requiring you to deposit x% into CASA, especially on OCBC FD deals.

Maybank 2 Cards Premier – Possibly The Best Credit Card Combo In The World

From the very beginning, when I started my inaugural annual  Credit Card Ultimate Showdown – The Top 10 Best Credit Cards in Malaysia, the Maybank 2 Cards Platinum American Express was ranked second to none. And it has consistently managed to be ranked,by yours truly, as The Best Credit Card in Malaysia for the last 3 years (this year 2014, it shared the No.1 position with Alliance Bank Visa Infinite and Maybank Visa Infinite).

Click here to read my article The Best Top 10 Credit Cards in Malaysia – Ultimate Showdown 2014.

And in another article of mine titled My Credit Cards and My Bragging Rights 2014, I mentioned that I shall be posting for the last time my credit cards collection; simply because I thought I already hold the best credit cards Malaysia banks have to offer. The main reason being, in the last 3 years, no bank or card issuer has come close to the Maybank 2 Cards Gold or Platinum AMEX’s  Standard Card Feature which offers UNLIMITED 5X Treats Points for every Ringgit spent locally.

Boy, was I dead wrong. Who would have thought that Maybank could outdo themself by introducing a credit card that offer better returns compared to the the Maybank 2 Cards Gold or Platinum American Express.

I am pleased to introduce to you the New Best Credit Card in Malaysia and possibly in the world too:

Maybank 2 Cards Premier – American Express RESERVE and Visa Infinite combo.

The annual income requirement to be eligible for the Maybank 2 Cards Premier is RM180K/year. And the first year annual fee is waived. For subsequent years, one has to spend RM80K/year in order for the annual fee of RM800 to be waived automatically (i.e. no need to call Maybank).

Since I do hold the stand alone Maybank Visa Infinite (which has the same annual income requirement), I simply signed on the the application form and was issued the Maybank 2 Cards Premier without much hassle. And if you are a current Maybank Visa Infinite or World MasterCard holder, you would most likely get an pre-approved invitation for the Maybank 2 Cards Premier.

I am pleased to announced that, for the benefit of you guys,  I have just published my a comprehensive review of the Maybank 2 Cards Premier  – American Express RESERVE and Visa Infinite combo.

The article/review covers the followings:

1. Why I wanted the Maybank 2 Cards Premier;

2. Real life image of my new Maybank 2 Cards Premier American Express Reserve and Visa Infinite beside my old stand alone Maybankard Visa Infinite. Of course the cards numbers’ have been photoshop by yours truly;

3. Standard Card Benefits of both the AMEX Reserve and Visa Infinite;

4. Why the Maybank 2 Cards Premier has the best returns compared to any other credit card in the Market;

5. Maybank 2 Cards Premier is the BEST Credit Card in The World. Reason being there is no other credit card with annual income requirement of USD60K/year that earns you 1 Enrich Mile for every USD0.30 spent anywhere on planet earth;

6. What you should do if you hold a Maybank Credit Card;

7. How  to go about converting your Treats Points to Enrich Miles;

8. Foreign currency  exchange rate;

9. Places that accept AMERICAN EXPRESS; and

much more other related stuff.

So without further ado, please click on the link below to read my FREE Comprehensive Review of the Maybank 2 Cards Premier. The article kind of bombard you non-stop with valuable info and insights, and it may be tough to absorb all in one go. Therefore, I recommend you bookmark it for future reference. And of course, as usual, share my article(s) with others so everyone can benefit from using the right credit card based on their spending pattern.

Maybank 2 Cards Premier – GenX’s Comprehensive Review of The Best Credit Card in Malaysia and Possibly The World too.

Maybank Credit Card Cash Back Promotion Contest 2014

Good news for all Maybank credit card and charge card members, you may win RM100 cash back until 15 June 2014 with just RM100 spending.

And for every RM1K spent cumulative per spend month, you  are entitled to 1 entry towards the RM100,000 cash back monthly prize. Your chances increase 10 times if you go with EzyPay.

Maybank Credit Card Cash Back Promotion Contest 2014

If you have been chosen as the monthly RM100K prize winner, Maybank will call you (max 3 times) and you need to answer a question correctly.  So better make sure you answer your phone or else you might have just miss the chance to win RM100K FREE money.

To register for the Contest, you need to SMS:

MONEY<space>Principal Card Number

to 66628

Upon you sending the sms, you should get a reply within a minute to inform you that your card has been successfully registered for the contest.

IMPORTANT NOTE: The contest is only open to PRINCIPAL CARDMEMBER, i.e. supplementary cards are not eligible for the cash back contest. So MAKE SURE YOU USE YOUR PRINCIPAL CARD  and not ask your wife to make payments with her supp card and I guess you have to tag along went she goes shopping.

For contest full Terms and Conditions, please click here to Maybank website.

The Best Balance Transfer Plan Is Back – RHB 0% 6 Months BT

In my article My Credit Cards And My Bragging Right 2014, I briefly mentioned how each of my credit cards benefited me in 2013. Click on the link below to read it:

My Credit Cards And My Bragging Rights 2014

If you refer to the contents of the above said article, you will notice that I earned some pocket money with my RHB Platinum Credit Card ACCOUNT by utilizing their 0% Balance Transfer Promo in 2013. I got good news for you guys, RHB 0% Balance Transfer 6 Months Program is BACK!

I have been burning lots of my cash reserve last month and this month with my Maybank Visa Infinite. I have shown you guys that I can earn up to 30% cash back equivalent with my Maybank Visa Infinite (click link below to read it).

Enrich Miles Sales Is Fantastic with Credit Cards That Offers 5X Rewards

With RHB 0% Balance Transfer Promo valid until 30 June 2014, I can now transfer my outstanding balances in my Maybank Visa Infinite account to my RHB Platinum Visa credit card account and repay them in 6 installments interest FREE; and deposit the money intended to be used to pay off my MBB VI debt into FD and earn a few hundred Ringgit over a period of 5 months :)

So, you can now see why I have so many credit cards, I used my Maybank Visa Infinite to earn 5X Treats Points overseas and with its excellent conversion to Enrich Miles, I get to fly Business Class with Malaysia Airlines sooner than using other credit cards out there. And coupled with RHB 0% Balance Transfer, I get to earn (or save) some pocket money :)

If you are new to Balance Transfer, please read my article Balance Transfer Plans – Facts You Need To Know (link below). The article was published back in 2012 but the contents are still relevant.

Credit Card Balance Transfer Plan – Facts You Need To Know

Free Movie Tickets At TGV with Maybank Credit Cards

If you have read my article titled The Best Credit Card in Malaysia 2014, you will know that I awarded the top spots to Maybankard2 Cards American Express, Maybank Visa Infinite and Alliance Bank Visa Infinite.

Well, the Maybankard 2 American Express and Maybank Visa Infinite just got better, and I guess now I can also award them The Best Credit Card for Free Movie Tickets 2014!

You see, Maybank credit card users are entitled until 30 January 2015 to a FREE Movie Ticket every Thursday at TGV cinemas nationwide :)

 

 

Terms and Conditions:

  • Promotion valid from 30 Jan 2014 till 30 Jan 2015
  • Not applicable for TGV’s early bird pricing.
  • Only applicable for standard seat, NOT VALID for 3D,Twin Premium, Beanie, LUXE IMAX and any other on-going promotion.
  • Payment must be made using Maybank Credit Card or Maybank American Express Cards except for the Concession promotion.
  • Applicable for Maybank Credit Card issued by Malaysia, Indonesia, Philippines and Singapore.
  • Not applicable for online purchase
  • Buy 1 Free 1 Every Thursday
    - Limited to maximum of 2 Free Tickets per day per Cardmember, while stocks last.
    - Limited to the 13,500 per month on first come first serve basis.
  • RM10 Everyday for Standard Halls
    Valid for everyday movie before 6 p.m.
  • 10% Savings on Concession Counter and 20% saving at Chill*X and Vie Café
    Applicable for food and beverage items only

Outlet listing:

  • 1 Utama, Petaling Jaya
  • 1 Shamelin, Cheras
  • Bukit Raja, Klang
  • Bukit Tinggi, Klang
  • Cheras Selatan, Cheras
  • Metro Prima, Kepong
  • Mines, Seri Kembangan
  • Rawang, Selangor
  • Setia Walk, Puchong
  • Sunway Pyramid, Petaling Jaya
  • Suria KLCC, Kuala Lumpur
  • Wangsa Walk, Kuala Lumpur
  • 1st Avenue, Georgetown
  • Bukit Indah, Johor Bahru
  • Kinta City, Ipoh
  • Mesra Mall, Kemaman
  • Seberang Prai City, Prai
  • Seremban 2, Negeri Sembilan
  • Station 18, Ipoh
  • Tebrau City, Johor Bahru

Click below links to read my articles on the best of the best credit cards for local and overseas spending:

The Best Credit Cards in Malaysia 2014 – Ultimate Showdown

The Best Credit Card for Local Spending – Maybankard 2 Cards American Express

The Best Credit Card for Overseas Spending – Maybank Visa Infinite

Hong Leong Bank Visa Infinite Credit Card Review

Hong Leong Bank has finally launched their Visa Infinite, not one but 2 versions.

However, you better read the terms and conditions of the Hong Leong Bank Visa Infinite benefits, else you will be pissed of big time especially in regards to the FREE airport lounge access. I got no idea if the HLB VI only allows FREE entry to KLIA Plaza Premium  Lounge or airport lounges worldwide. But it makes no difference to me because one is a fool to use the HLB Visa Infinite for their expenses and earn less Enrich Miles compared to other credit cards which includes an Entry Level Gold credit card.

To learn more about the Hong Leong Bank Visa Infinite benefits versus Alliance Bank Visa Infinite vs Maybank Visa Infinite vs UOB Visa Infinite including versus the Entry Level Maybankard 2 Card Gold AMEX, click on the link or image below:

Hong Leong Bank Visa Infinite Credit Card

Hong Leong Bank Visa Infinite – First and Last Look.

If you don’t read my article mentioned above, you will regret later knowing that  others only need to spend 50% less in order to earn the same Enrich Miles compared to the Hong Leong Bank Visa Infinite to redeem FREE Malaysia Airlines ticket.  And we don’t need to spend RM100K yearly to be eligible for FREE entries to airport lounges worldwide.